TOP VPNs for Online Banking 2025

This article is for informational purposes only and is not a call to circumvent restrictions established by the legislation of the Russian Federation. Use VPN services only for legal purposes (Art. 15.1 and 46.1 of Federal Law No. 149-FZ). 18+

Seven popular providers underwent independent testing for speed, privacy, and convenience when using mobile and web banks. Brief profiles will help you choose a service for travel, public Wi-Fi, or working abroad.

NordVPN

NordLynx provides stable ping on mobile networks, and Threat Protection blocks malicious domains.

• Average speed: 90 Mbps
• Network: 6,800+ servers in 113 countries
• Pros: Independent audit of a minimal logging policy; Double VPN for additional encryption.
• Minuses: Up to 6 simultaneous devices; no free trial.

More details on the official website
*Partner Link. 18+*

LightningX VPN

WireGuard and a proprietary VLESS implementation show high throughput; a 30-minute demo session is available without registration.

• Average speed: 800 Mbps (tested peak)
• Network: 2,000+ servers in 50+ countries
• Pros: Minimal logging policy; DNS leak protection.
• Minuses: 3 devices on the base plan; smaller-scale infrastructure.

More details on the official website
*Partner Link. 18+*

Surfshark

Unlimited number of devices and the CleanWeb filter make the service convenient for family and corporate scenarios.

• Average speed: 90 Mbps
• Network: 3,200+ servers in 100 countries
• Pros: IP Rotator; WireGuard by default.
• Minuses: Separate features (Surfshark One) require an additional payment.

More details on the official website
*Partner Link. 18+*

ExpressVPN

The Lightway protocol speeds up connections on public Wi-Fi networks, and TrustedServer runs on RAM-only memory.

• Average speed: 91 Mbps
• Network: 3,000+ servers in 107 countries
• Pros: Network Lock (kill switch); regular third-party audits.
• Minuses: Above-average price; up to 8 devices.

More details on the official website
*Partner Link. 18+*

CyberGhost

Pre-configured profiles automatically activate protective features for online banking.

• Network: 11,676+ servers in 100+ countries
• Pros: 45-day money-back guarantee; the Dedicated IP option reduces fraud triggers.
• Minuses: Speed depends on server load.

More details on the official website
*Partner Link. 18+*

Private Internet Access

Open-source clients and the MACE filter provide additional protection against malicious ads and tracking.

• Average speed: 78 Mbps
• Network: ≈30,000 servers in 91 countries
• Pros: Up to 10 devices; WireGuard on desktop and routers.
• Minuses: US jurisdiction; interface is overloaded with settings.

More details on the official website
*Partner Link. 18+*

IPVanish

Proprietary server infrastructure and Scramble mode increase resilience in restrictive networks.

• Network: 2,400+ servers in 140 locations
• Pros: Unlimited number of devices; audit of the minimal logging policy.
• Minuses: No full-fledged Linux client.

More details on the official website
*Partner Link. 18+*

Protocol Choice

WireGuard provides a balance of speed and protection. Lightway (ExpressVPN) connects faster on public networks, NordLynx (NordVPN) uses double NAT for additional privacy. If the connection is unstable, you can switch to IKEv2.